SME Credit Bureau (Contributor) reports support the 3 'Cs' of Lending and Trade Credit Grant
. Character
Business Registration data helps to confirm a Company's legitimacy on an application for credit or other business purposes.
. Capacity
Previous enquiry information indicates potential exposure and a potential indicator of further capacity to incur debts.
. Credit history
Payment Index & Trends, Defaults, Winding Up and Litigation are detailed in the relevant reports.
Types of Report
1. Commercial Enquiry Report
Data elements in a Commercial Enquiry Report include:
Public Information
Bureau Information
• Basic Registration Information
• Capital Information
• Change of Company Name
• OfficersShareholders
• Share Interest in Companies
• Registered Charges
• Suits / Litigation
• Winding Up
• Previous Enquiries
• Alternate Company Names
• Alternate Addresses
• Payment Default
• Payment Information Summary (available to contributors of Tradelines)
Index/Indicator
Appendix
• Payment Index
• Industry Risk Indicator
• Payment Information Details (available to contributors of Tradelines)
Click here to view Commercial Enquiry Report (with payment information)
Click here to view Commercial Enquiry Report (without payment information)
2. Enhanced Commercial Enquiry Report
Data elements in a Enhanced Commercial Enquiry Report include:
• All elements in Commercial Enquiry Report
• New Credit Risk Index
Click here to view Enhanced Commercial Enquiry Report (with payment information)
Click here to view Enhanced Commercial Enquiry Report (without payment information)